07557 227136 sales@brooklynsmotors.co.uk

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Finance Type Explanations

🏆

Hire Purchase (HP)

With Hire Purchase, you own the vehicle outright at the end of the agreement. You make fixed monthly payments over the agreed term.

  • Own the car at the end
  • No mileage restrictions
  • Fixed monthly payments
  • Build equity in vehicle
  • Can modify the vehicle

Best for: Customers who want to own their vehicle and drive without restrictions.

💎

Personal Contract Purchase (PCP)

PCP offers lower monthly payments with flexibility at the end. You can return, exchange, or purchase the vehicle.

  • Lower monthly payments
  • Flexible end-of-term options
  • Upgrade to newer models
  • Guaranteed future value
  • Option to purchase at end

Best for: Customers who want lower payments and flexibility to change vehicles regularly.

🌟

Personal Contract Hire (PCH)

PCH is essentially a long-term rental. You never own the vehicle but enjoy predictable monthly costs.

  • No ownership responsibilities
  • Maintenance packages available
  • Predictable monthly costs
  • Always drive latest models
  • No depreciation worries

Best for: Customers who want hassle-free motoring without ownership concerns.

💰

Loan on Finance

A traditional loan where you borrow money to purchase the vehicle outright. You own the car from day one.

  • Own vehicle immediately
  • No modification restrictions
  • No mileage limitations
  • Can sell anytime
  • Build equity from start

Best for: Customers with good credit who want immediate ownership.

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